Our story
NovaPayworks was founded on a simple frustration: payment processing is unnecessarily confusing, and that confusion costs small businesses money. Statements are dense, contracts are long, and the people selling merchant accounts are often paid to push a specific product rather than the right one.
We set out to be different — an independent consultancy based in Larned, Kansas, that works for the merchant, not the processor. Our job is to explain, compare, and advise, so you can make decisions with full information.
Our mission
To bring honesty and clarity to merchant services for US small and mid-size businesses. We measure success by how well you understand your own payment costs after working with us — not by whether you bought a particular product.
What we value
Transparency
We explain the real cost structure and never hide fees inside vague bundles.
Independence
Our advice is based on your needs, not on a single provider's product line.
Education first
An informed merchant makes better decisions. We teach before we recommend.
Experience you can rely on
Our consultants have spent years working with the practical realities of card acceptance — from countertop terminals in retail shops to online checkouts and multi-location operations. That hands-on experience means we understand the trade-offs behind every recommendation, and we're candid about them.
We're proud to be a real business with a real address and a phone number you can call. When you reach out, you speak with people, not a call-center script.