These Terms of Service ("Terms") govern your access to and use of the website at novapayworks.it.com (the "Site") operated by NovaPayworks ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
NovaPayworks provides merchant services consulting and educational information. We are an independent consultancy and are not a bank, lender, or payment processor. We do not issue loans, cash advances, or credit. Any payment processing, merchant accounts, or equipment you obtain are provided by third parties under their own agreements.
Content on the Site is provided for general educational and informational purposes. It does not constitute financial, legal, tax, or professional advice, and should not be relied upon as such. You should consult qualified professionals about your specific situation before making decisions.
We do not guarantee any specific savings, approval, rates, or outcomes. Processing rates, fees, and terms are determined by third-party providers and vary based on your business type, volume, risk profile, and other factors.
You agree not to misuse the Site, including by attempting to gain unauthorized access, interfering with its operation, transmitting harmful code, or using it for any unlawful purpose.
All content on the Site, including text, graphics, logos, and design, is the property of NovaPayworks or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute it without permission.
The Site may contain links to or embedded content from third parties. We are not responsible for the content, policies, or practices of third-party websites or services.
The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, NovaPayworks shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content.
You agree to indemnify and hold harmless NovaPayworks from any claims, damages, or expenses arising out of your use of the Site or violation of these Terms.
These Terms are governed by the laws of the State of Kansas, United States, without regard to its conflict-of-law principles.
We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
NovaPayworks
424 SW Trl St, Larned, KS 67550, United States
Phone: +1 (620) 910-5252
Email: info@novapayworks.it.com